Government Employees

• Competitive Rates
• No guarantor
• Profit margin of up to 100%
• Fast approval
• Financing period of up to 9 years
• Malaysian citizen
• Minimum age of 18 years and maximum 55 years old at the end of the financing tenure
• Minimum monthly fixed income of RM 1,500
• Minimum of six (6) months of employment

Interest Rates

• 3.05% - 3.20% (Proton & Perodua)

Required Documents

1. Mykad
2. Driving License
3. Three (3) months latest payslip
4. Three (3) months latest bank statement
5. Confirmation letter from employer

Charge & Fee

• Agreement legal fees : RM 212 – RM 265
• Stamp duty :RM 10.00

Installment Method :

• Biro Perkhidmatan Angkasa (BPA)
• Potongan Gaji Majikan (PGM)
• Cash
• Post Dated Cheque (PDC)
• Standing Instruction (SI)

Reference 

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